Last Updated: January 15, 2026

Table of Contents

1. Definitions

In these Terms and Conditions, unless the context otherwise requires, the following terms shall have the meanings set forth below:

2. Acceptance of Terms

By accessing, registering for, or using the erek20 platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions in their entirety. If you do not agree with any part of these terms, you must not use our Services.

These Terms and Conditions constitute a legally binding agreement between you and erek20. We reserve the right to modify, amend, or update these terms at any time without prior notice. Any changes will be effective immediately upon posting to the Website. Your continued use of the platform following the posting of revised terms constitutes your acceptance of such changes. It is your responsibility to review these terms periodically.

In addition to these Terms and Conditions, your use of erek20 is also governed by our Privacy Policy and Responsible Gaming policy, which are incorporated herein by reference. In the event of any conflict between these Terms and Conditions and any promotional terms or game-specific rules, these Terms and Conditions shall prevail unless explicitly stated otherwise.

3. Eligibility Requirements

To register for and use erek20 Services, you must meet all of the following eligibility criteria:

By registering an Account, you represent and warrant that you meet all eligibility requirements. erek20 reserves the right to verify your eligibility at any time and to suspend or terminate your Account if you are found to be ineligible or to have provided false information during registration.

4. Account Registration and Security

4.1 Registration Process

To create an Account, you must complete the registration process by providing accurate, current, and complete information including your full name, date of birth, email address, mobile phone number, and residential address. You agree that all information provided during registration and throughout your use of the platform is true, accurate, and complete.

4.2 Account Credentials

Upon successful registration, you will create a username and password for your Account. You are solely responsible for maintaining the confidentiality of your login credentials. You must not share your username, password, or account access with any third party. Any activities conducted through your Account will be deemed to have been conducted by you, and you will be held responsible for all such activities.

4.3 Identity Verification (KYC)

erek20 operates under strict Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations. We reserve the right to request identity verification documents at any time, including but not limited to:

Withdrawals may be suspended until identity verification is completed. Failure to provide requested documents within 30 days may result in account suspension and forfeiture of funds.

4.4 Account Security

You must immediately notify erek20 customer support if you suspect unauthorized access to your Account or any security breach. We are not liable for any losses resulting from unauthorized account access caused by your failure to maintain credential confidentiality.

5. Deposits and Payments

5.1 Accepted Payment Methods

erek20 accepts deposits through the following Indonesian payment methods: BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon bank transfers, and e-wallets including OVO, DANA, GoPay, and ShopeePay. All transactions are processed in Indonesian Rupiah (IDR).

5.2 Minimum and Maximum Limits

Minimum deposit amounts vary by payment method, typically ranging from Rp 20,000 to Rp 100,000. Maximum deposit limits are set to promote responsible gaming and may vary based on your account status and verification level. VIP members may request higher limits by contacting customer support.

5.3 Processing Times

Most deposits via Indonesian banks and e-wallets are processed instantly or within 15 minutes. During periods of high traffic or bank system maintenance, deposits may take up to 1 hour. If your deposit does not appear in your Account within 2 hours, contact customer support with your transaction reference number.

5.4 Payment Method Verification

You may only deposit from payment methods registered in your own name. Third-party deposits are strictly prohibited. erek20 reserves the right to request proof of payment method ownership before processing withdrawals.

5.5 Chargebacks and Reversals

Initiating a chargeback or payment reversal through your bank or payment provider without first contacting erek20 customer support is considered a breach of these Terms. Such actions will result in immediate account suspension, forfeiture of funds, and potential legal action to recover losses.

6. Withdrawals and Processing

6.1 Withdrawal Requests

You may request a withdrawal of your Account balance at any time, subject to completion of any applicable wagering requirements and identity verification. Withdrawals can only be processed to Indonesian bank accounts or e-wallets registered in your verified name.

6.2 Processing Times

erek20 processes most withdrawal requests within 15 minutes to 2 hours during business hours (09:00-17:00 WIB, Monday-Friday). Weekend and holiday withdrawals may take up to 24 hours. First-time withdrawals and withdrawals exceeding Rp 10,000,000 may require additional security verification and take up to 72 hours.

6.3 Minimum Withdrawal

The minimum withdrawal amount is Rp 50,000. Amounts below this threshold must remain in your Account until the balance reaches the minimum.

6.4 Withdrawal Fees

erek20 does not charge withdrawal fees. However, intermediary banks or payment processors may impose their own fees, which are beyond our control and will be deducted from the withdrawal amount.

6.5 Anti-Money Laundering Requirements

To comply with AML regulations, you must wager your deposited amount at least once before requesting a withdrawal. Deposits that are withdrawn without any wagering activity may be subject to administrative fees of up to 10% of the deposited amount.

7. Bonuses and Promotions

7.1 Bonus Terms

All bonuses, promotions, cashback offers, and rewards provided by erek20 are subject to specific terms and conditions that will be clearly stated on the promotional page or communication. By claiming a bonus, you agree to comply with all applicable terms.

7.2 Wagering Requirements

Most bonuses carry wagering requirements (also known as "rollover" or "playthrough" requirements) that must be fulfilled before bonus funds or winnings derived from bonus funds can be withdrawn. Wagering requirements typically range from 1x to 30x the bonus amount, depending on the promotion type.

7.3 Bonus Abuse

erek20 reserves the right to cancel bonuses and confiscate winnings if we determine that you have engaged in bonus abuse, including but not limited to: creating multiple accounts to claim the same promotion multiple times, colluding with other players, using betting patterns designed to exploit bonus terms, or any other activity deemed to be abusive or fraudulent.

7.4 Game Weighting

Different games contribute differently toward wagering requirements. Slots typically contribute 100%, while table games, live dealer games, and some slots may contribute at reduced rates (e.g., 10-50%) or not at all. Game weighting information will be provided in the specific bonus terms.

7.5 Withdrawal Restrictions

While bonus wagering requirements are incomplete, your ability to withdraw may be restricted. Attempting to withdraw before completing wagering requirements may result in forfeiture of the bonus and any winnings derived from bonus play.

8. Betting Rules and Game Play

8.1 Bet Acceptance

All bets placed on erek20 are subject to acceptance by our system. We reserve the right to refuse or limit any bet for any reason, including but not limited to: suspected fraudulent activity, technical errors, pricing errors, or when bet amounts exceed our maximum liability for a particular market.

8.2 Sports Betting Rules

Sports bets are settled according to the official result declared by the relevant governing body. If an event is abandoned, postponed, or cancelled, bets will generally be voided unless the event is rescheduled within 48 hours. Specific sports betting rules can be found in our sportsbook section.

8.3 Casino and Slot Rules

All casino games and slots use certified Random Number Generators (RNG) to ensure fair and unpredictable outcomes. Game rules, paytables, and Return to Player (RTP) percentages are available within each game's information panel.

8.4 Togel Betting Rules

Togel (lottery betting) results are based on official draw results published by the respective lottery authorities (Singapore Pools, Hong Kong Jockey Club, etc.). Bets are accepted until 5 minutes before the scheduled draw time. Results will be settled within 30 minutes of official result publication.

8.5 Technical Malfunctions

In the event of a technical malfunction, software error, or incorrect game outcome caused by system failure, erek20 reserves the right to void affected bets and refund stakes. We are not liable for losses resulting from technical malfunctions beyond our control.

8.6 Disconnections

If your connection is lost during active play, any incomplete game rounds will be resolved according to the game provider's disconnection policies. For most games, rounds in progress will complete automatically and results will be available in your betting history.

9. Responsible Gaming

erek20 is committed to promoting responsible gaming practices and providing tools to help you maintain control over your gambling activities. We encourage all players to gamble responsibly and within their financial means.

9.1 Self-Limitation Tools

You may set the following limits on your Account at any time through your account settings or by contacting customer support:

Increases to limits will take effect after a cooling-off period of 24 hours. Decreases to limits take effect immediately.

9.2 Reality Checks

You can enable reality checks that will display pop-up notifications showing your session duration and current win/loss status at regular intervals.

9.3 Temporary Account Freeze

You may request a temporary account freeze (cooling-off period) ranging from 24 hours to 30 days. During this period, you will not be able to log in, deposit, or play. Contact customer support to activate a cooling-off period.

9.4 Self-Exclusion

If you believe gambling is negatively affecting your life, you may request self-exclusion for a minimum period of 6 months or permanently. Self-excluded accounts cannot be reopened until the exclusion period expires, and attempting to create new accounts during self-exclusion will result in permanent ban.

9.5 Support Resources

For additional help with problem gambling, please visit our Responsible Gaming page for information on support organizations and counseling services available in Indonesia.

10. Prohibited Activities

The following activities are strictly prohibited and constitute material breach of these Terms and Conditions:

Violation of any prohibited activity will result in immediate account termination, forfeiture of all funds, and potential legal action. We also reserve the right to report criminal activity to appropriate law enforcement authorities.

11. Intellectual Property

All content, software, graphics, logos, trademarks, and intellectual property displayed on the erek20 platform are the exclusive property of erek20 or our licensors and are protected by Indonesian and international copyright, trademark, and intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the erek20 platform solely for personal, non-commercial entertainment purposes. You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content from our platform without our express written permission.

The erek20 name, logo, and all related trademarks are registered trademarks and may not be used without our prior written consent.

12. Limitation of Liability

To the maximum extent permitted by applicable law, erek20 and its officers, directors, employees, affiliates, and service providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our Services, including but not limited to:

Our total aggregate liability for any claims arising from your use of erek20 shall not exceed the amount you have deposited into your Account during the 30 days immediately preceding the claim.

You acknowledge that gambling inherently involves risk of loss and that erek20 makes no guarantees or warranties regarding your ability to win or recover losses. All betting and gaming decisions are made solely at your own risk.

13. Account Termination

13.1 Termination by You

You may close your Account at any time by contacting customer support. Before closure, you must withdraw all available funds from your Account. Any remaining balance after 30 days will be forfeited. Closed accounts cannot be reopened.

13.2 Termination by erek20

We reserve the right to suspend or terminate your Account immediately without prior notice if:

Upon termination, all pending bets will be settled according to their natural outcomes, and your Account balance (minus any disputed amounts) will be returned to you within 30 business days, subject to completion of identity verification and compliance with AML requirements.

13.3 Inactive Account Fees

Accounts with a positive balance that remain inactive (no logins or transactions) for more than 12 consecutive months may be subject to an administrative maintenance fee of Rp 50,000 per month, deducted from the account balance. We will send email notifications before applying such fees.

14. Governing Law and Disputes

14.1 Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction under which erek20 operates. By using our Services, you consent to the exclusive jurisdiction of the courts in that jurisdiction for resolution of any disputes.

14.2 Dispute Resolution

If you have a complaint or dispute regarding our Services, you should first contact erek20 customer support with detailed information about your concern. We will investigate and respond within 10 business days.

If the matter cannot be resolved through customer support, you agree to submit the dispute to binding arbitration in accordance with international arbitration rules. The decision of the arbitrator shall be final and binding on both parties.

14.3 Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive your right to participate in class action lawsuits against erek20.

15. Contact Information

For questions, concerns, or support regarding these Terms and Conditions or any aspect of our Services, please contact erek20 customer support:

Email: [email protected]

Live Chat: Available 24/7 through the platform interface

We strive to respond to all inquiries within 24 hours. For urgent matters, live chat provides the fastest response time.

Verified Platform

erek20 operates under international licensing and adheres to strict regulatory standards for player protection and fair gaming.

Clear Terms

We believe in transparency. Our terms are written in clear language to ensure you understand your rights and responsibilities.

24/7 Support

Our customer service team is available around the clock to answer questions and assist with any terms-related concerns.

Player Protection

Comprehensive responsible gaming tools and self-limitation features help you maintain control over your betting activities.

Questions About Our Terms?

Visit our FAQ page for quick answers to common questions about accounts, payments, bonuses, and more

View FAQ

Important Legal Information

erek20 operates as an internationally licensed online gaming platform. We make no representations regarding the legality of online gambling in Indonesia. By using our Services, you confirm that you have consulted with legal counsel if necessary and accept full responsibility for compliance with laws applicable in your jurisdiction. You must be 21 years or older to use erek20. Gamble responsibly.